Prohibited/Banned Items which you may not sell using reputed Payment Gateways

Friday, 11 February 2011 12:44 Last Updated on Tuesday, 26 June 2012 10:43

Every website in the world wants to tie up with a payment gateway of repute like Paypal, ICICI Payseal etc. In India situation is different. An ordinary customer is usually aware of HDFC Bank and ICICI Bank logos. Much less CCAvenue( even though which has monopoly in India).

So what gives a logo of a reputed company like ICICI Bank? This boosts customers confidence and he/she feels “at home” when paying with credit card or entering login/password with ebanking when making payment at any payment gateway of reputed companies.

Whenever I buy anything from any international website I always look for payment facility using Paypal interface. If it is there, I know for sure that there no counterfeit item being sold, and I'm sure of buying a genuine product.

When a payment gateway is of repute, the list of prohibited items or banned items you can sell at your website will be longer. So as to win confidence of the customer – that a reputed payment gateway company will not allow its customers to be cheated in any way nor allow the site to sell say Adult products. And also customer’s complaints/refunds will be taken seriously always giving customers an edge over your website.

So let’s see what reputed payment companies say about prohibited or banned items:

2Checkout Banned/prohibited items(have a look!)

Prohibited Products List
Illegal and Potentially Illegal Products/Services Spyware, Spamware, E-Mail Advertising, Opt-Out, or Commercial Messaging Services Adult Entertainment (Sexually Oriented) Pre-Adult Content- Pictures, Videos, etc. of individuals under the age of 18 Firearms, Ammunition, High Capacity Magazines, Tasers, Stun Guns, Air Guns, Paint Guns, Weapons, Swords, and Knives Fireworks or Pyrotechnic Devices or Supplies Alcoholic Beverages Tobacco Products, Smoking Mixtures, or Tobacco Substitutes Drug Paraphernalia Prescription Drugs/Devices, Controlled Substances, Unapproved Drugs, Unapproved Medical Devices, Pseudo- Pharmaceuticals Internet Pharmacies Internet Pharmacy Referral Sites Financial Services or Advice Buyers Clubs/Membership Clubs Embassy, Foreign Consulate, or Other Foreign Government Personal Information “Leads” and Data Aggregation Travel Services, including Airfare, Cruises, and Car Rentals Pre-Paid Phone Card or Services “Up-Sell” Merchants	Gambling, including Prognostication, Lotteries, Raffles, Contests, and sweepstakes Offering a Free Gift, Prize or Contest/Sweepstakes entry as an inducement to purchase their product or service Multi-Level Marketing Companies Inbound Telemarketing Companies that receive calls as the result of post cards or similar mailings (as opposed to catalog or media advertising) Outbound Telemarketing Companies Direct Marketing- Subscription Merchants Infomercial Merchants Selling Products/Services as an Agent for a Third Party Merchants offering Substantial Rebates or Special Incentives that are awarded to the cardholder subsequent to the original purchase Negative response marketing techniques by any type of merchant (i.e. customer is automatically charged if they don’t return the merchandise at the end of the free trial period) Sites that promote Hatred, Racism, or Religious Persecution Non-Accredited Certification Test Exams, Academic Degrees, or Diplomas Matrimonial sites, “Find-A-Bride”, etc. Cultural artifacts, Antiquities, and Native American Artifacts Police and other Government Identification and Equipment
Restricted Products List
Agricultural Products Term Papers, Dissertations, and Academic Writing Services Services Requiring License to Practice